Avoiding retirement stress isn’t about how much you have – it has a lot to do with how you plan and act. This article shows how small habits can make a big difference.

When most people imagine retirement, they picture freedom, calm mornings, and finally having time to breathe.  But for many South Africans, the first year of retirement feels very different. 

For many families, there’s one person who takes the lead on managing the finances - paying the bills, handling investments, dealing with insurance, and making the big financial decisions. But here’s the truth most couples avoid talking about: one day, one of you will be left to handle it all alone.

Retirement is not just a financial event. It’s a psychological transformation. And unless you prepare for it, it can quietly derail even the most well-funded retirement plans.

Life insurance plays a vital role in financial planning, offering protection and peace of mind for loved ones - but as circumstances change, a policy that once made sense can become a costly burden.

To answer this question, we’ll explore the financial realities of retiring in South Africa, considering factors such as cost of living, exchange rates, and individual lifestyle choices.

Most people think that retirement planning is about what you do at 65. In truth, it’s what you do in the decade before that determines whether you’ll retire with confidence or confusion.

Worried about how your spouse would cope financially if you weren’t around? This article shows you how to simplify your finances, create a solid estate plan, and find a trustworthy advisor - so you can protect your partner and gain peace of mind for the future.

Debt to freedom is possible—with a clear plan and steady effort. Here's how to start building wealth, step by step.

While love may bring couples together, managing money wisely is critical to maintaining harmony and building a secure future.

A key decision you'll face in retirement is choosing between a living annuity and a life (or guaranteed) annuity. Knowing how they differ, along with their advantages, disadvantages, and how they’ve changed over time, can help you make the right choice for your future.

Money is rarely just about numbers. It’s deeply tied to emotions—fear, pride, greed, and even guilt. These emotions, while natural, can lead to impulsive or illogical decisions that sabotage financial well-being. Recognizing the role emotions play in your financial choices is crucial to avoid costly mistakes and achieve long-term success.

Today, more and more individuals are delaying retirement, with 70 quickly becoming the new 65. But why is this happening, and what does it mean for you?

The article offers a guide to building a crisis-proof investment portfolio by diversifying across asset classes, adding global exposure, focusing on quality investments, and maintaining liquidity. It also emphasizes inflation protection, regular rebalancing, minimizing costs, and staying disciplined with the help of a financial advisor to ensure long-term financial stability and growth.

This article looks at the importance of understanding what private equity really entails and whether it’s suitable for your financial plan.

Investment scams have become increasingly sophisticated, here’s how to spot an investment scam before it’s too late.

With just 10 minutes, you can assess your financial health, identify areas for improvement, and take action to set yourself on a better path

Proper financial planning is about taking into account your goals, values, and entire financial picture.