Life insurance plays a vital role in financial planning, offering protection and peace of mind for loved ones - but as circumstances change, a policy that once made sense can become a costly burden.

To answer this question, we’ll explore the financial realities of retiring in South Africa, considering factors such as cost of living, exchange rates, and individual lifestyle choices.

Most people think that retirement planning is about what you do at 65. In truth, it’s what you do in the decade before that determines whether you’ll retire with confidence or confusion.