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Our Services

At FWC Protect, we strive to deliver exceptional insurance solutions built on trust, care, and expertise. We assess your needs and partner with leading insurers to provide independent, tailored cover that protects your family, income, and legacy with confidence.

Agriculture Service

Complete farm insurance for the entire farm: its operation assets, liabilities, employees and operational risks. The policy can be extended to include personal assets.

Commercial

A flexible commercial policy to fit the requirements of individual businesses, dependent on what industries they operate in.

Contractors All Risk

Contractors’ All Risks (CAR) insurance is a non-standard policy covering property damage and third-party injury or damage on construction projects, including injuries to subcontractors on-site.

Equine Insurance

We offer comprehensive horse cover, including mortality, liability, loss of use, foal, infertility, transit, tackle, and medical insurance.

Goods in Transit

A comprehensive goods-in-transit policy, tailored to the specific needs of the transport industry.

IVP

Pays inception value of vehicle, no depreciation.

Office Automation

Insurance to cover loss of or damage to any office equipment, from copiers, scanners, printers and computers, to cell phones, PABX’s, and more.

Plant All Risk

Covers plants and machinery against unforeseen physical loss or damage from any peril not specifically excluded.

Security Company Liabilities

Liability cover for the security industry, including product, general, pollution, security, and professional negligence.
A standalone or add-on product that ensures mobility and support when an insured event occurs, such as a mechanical breakdown or accidental damage.

Car Hire

Commercial Insurance for Fuel and Motor Services

We provide tailor-made commercial insurance for the fuel and motor retail industry. This includes the likes of fitment centres, spare shops, wholesale fuel depots and service stations.
This covers: Home Owners Insurance, All Risks Insurance, Householders Insurance, Motor Vehicle Insurance

Domestic Insurance

Excess Waiver

This product covers excess payments on commercial or personal policies and can be taken as a standalone or add-on cover.

Transport Insurance

A tailored policy covering heavy commercial, light delivery, private, and special vehicles.

Marine Insurance

A Tailor-made solution for the transportation of goods within RSA as well as around the world.

Pet Insurance

This product has been developed to provide cover as selected for accident, illness and injury risks that pets may potentially encounter.

Professional Indemnity

Tailored cover for motor dealers and financial providers, including Professional Indemnity for liability from professional errors.

Travel Insurance

Travel Insurance covers medical expenses, trip cancellation, lost luggage, flight accidents and other losses incurred while traveling.
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Protect the future you worked so hard to build

Our Services

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Agriculture Service

Complete farm insurance for the entire farm: its operation assets, liabilities, employees and operational risks. The policy can be extended to include personal assets.

Car Hire

A product that is designed as an add-on or standalone product that gives the client the assurance of being mobile where an insured event occurs such as a mechanical breakdown on a warranty policy or accidental damage on a personal lines policy.

We provide tailor-made commercial insurance for the fuel and motor retail industry. This includes the likes of fitment centres, spare shops, wholesale fuel depots and service stations.

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Contractors All Risk

Contractors’ All Risks (CAR) insurance is a non-standard policy covering property damage and third-party injury or damage on construction projects, including injuries to subcontractors on-site.

Domestic Insurance

This covers: Home Owners Insurance, All Risks Insurance, Householders Insurance, Motor Vehicle Insurance

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Equine Insurance

We provide cover for horses which includes mortality, public liability, personal accident, loss of use, foetus cover, foal cover, stallion infertility cover, transit, tackle and medical insurance plans. Our medical insurance plans include hospital and medical aid cover.

Excess Waiver

Clients need no longer be saddled with high or unaffordable excesses. This product will provide cover for excesses payable under commercial or domestic insurance policies and can be purchased as a stand-alone policy or in conjunction with a clients’ existing policies.

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Goods in Transit

A comprehensive goods-in-transit policy, tailored to the specific needs of the transport industry.

A policy crafted to suit the client’s specific needs that covers heavy commercial vehicles, trailers, light delivery vehicles, private vehicles and special types of vehicles.

Marine Insurance

A Tailor-made solution for the transportation of goods within RSA as well as around the world.

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Office Automation

Insurance to cover loss of or damage to any office equipment, from copiers, scanners, printers and computers, to cell phones, PABX’s, and more.

Pet Insurance

This product has been developed to provide cover as selected for accident, illness and injury risks that pets may potentially encounter.

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Plant All Risk

Plant All Risks Insurance Policy (otherwise referred to as Machinery All Risks Insurance but excluding breakdown risks) cover for plants and machinery against unforeseen physical loss or damage that may arise from the occurrence of perils that are not specifically excluded from the cover.

A tailored solution has been created for motor dealers and short-term financial service providers, offering suitable cover, competitive pricing, and service. Professional Indemnity insurance protects against legal liability from negligent acts, errors, or omissions in their professional work.

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Security Company Liabilities

Liability cover specifically designed for the security industry. The policy includes products, general, pollution and security liability covers, as well as professional negligence.

Travel Insurance

Travel Insurance covers medical expenses, trip cancellation, lost luggage, flight accidents and other losses incurred while traveling.

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