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PROTECTED
together
Welcome to FWC Insure
At FWC Insure, we understand that insurance is more than just a policy—it’s a commitment to trust, protection, and peace of mind. That’s why we take the time to truly understand your unique needs, crafting personalized solutions for individuals, families, and businesses alike.
Whether you’re looking for agricultural, commercial, marine, pet, or professional indemnity insurance, we offer a comprehensive range of services to ensure you’re covered in every aspect. What sets us apart, however, is our hands-on, personal approach. We’re not just here to provide a policy—we’re here to guide you, offering timely advice, transparent communication, and reliable service at every turn.
At FWC Insure, we’re more than just an insurer—we’re a partner in your success. Our experienced team is dedicated to delivering real value, with quick response times and a smooth claims experience. Your peace of mind is our priority, and we’ll be with you every step of the way.
Thank you for choosing FWC Insure, where you can always count on us to have your back.
Our Services
Agriculture service
Complete farm insurance for the entire farm: its operation assets, liabilities, employees and operational risks. The policy can be extended to include personal assets.
Car Hire
A product that is designed as an add-on or standalone product that gives the client the assurance of being mobile where an insured event occurs such as a mechanical breakdown on a warranty policy or accidental damage on a personal lines policy.
Commercial
A flexible commercial policy to fit the requirements of individual businesses, dependent on what industries they operate in.
Commercial Insurance for Fuel & Motor Industries
We provide tailor-made commercial insurance for the fuel and motor retail industry. This includes the likes of fitment centres, spare shops, wholesale fuel depots and service stations.
Contractors All Risk
Contractors’ All Risks (CAR) insurance is a non-standard policy covering property damage and third-party injury or damage on construction projects, including injuries to subcontractors on-site.
Domestic Insurance
This covers:
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Home Owners Insurance
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All Risks Insurance
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Householders Insurance
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Motor Vehicle Insurance
Equine Insurance
We provide cover for horses which includes mortality, public liability, personal accident, loss of use, foetus cover, foal cover, stallion infertility cover, transit, tackle and medical insurance plans. Our medical insurance plans include hospital and medical aid cover.
Excess Waiver
Clients need no longer be saddled with high or unaffordable excesses. This product will provide cover for excesses payable under commercial or domestic insurance policies and can be purchased as a stand-alone policy or in conjunction with a clients’ existing policies.
Goods in Transit
A comprehensive goods-in-transit policy, tailored to the specific needs of the transport industry.
Heavy Commercial Vehicles / Transport Insurance
A policy crafted to suit the client’s specific needs that covers heavy commercial vehicles, trailers, light delivery vehicles, private vehicles and special types of vehicles.
IVP
Pays inception value of vehicle, no depreciation.
Marine Insurance
A Tailor-made solution for the transportation of goods within RSA as well as around the world.
Office Automation
Insurance to cover loss of or damage to any office equipment, from copiers, scanners, printers and computers, to cell phones, PABX’s, and more.
Pet Insurance
This product has been developed to provide cover as selected for accident, illness and injury risks that pets may potentially encounter.
Plant All Risk
Plant All Risks Insurance Policy (otherwise referred to as Machinery All Risks Insurance but excluding breakdown risks) cover for plants and machinery against unforeseen physical loss or damage that may arise from the occurrence of perils that are not specifically excluded from the cover.
Professional Indemnity (PI)
A tailored solution has been created for motor dealers and short-term financial service providers, offering suitable cover, competitive pricing, and service. Professional Indemnity insurance protects against legal liability from negligent acts, errors, or omissions in their professional work.
Security Company Liabilities
Liability cover specifically designed for the security industry. The policy includes products, general, pollution and security liability covers, as well as professional negligence.
Travel Insurance
Travel Insurance covers medical expenses, trip cancellation, lost luggage, flight accidents and other losses incurred while traveling.
Meet the Team
Darius Geldenhuys
Meet Darius — Head of Short-Term Insurance with 21 years of experience in both Personal and Commercial cover. Based in Paarl, he specializes in a wide range of products, from home and car insurance to agricultural, transport, liability, and cyber solutions. Darius is known for his client-focused approach, taking time to understand each business’s unique needs and building lasting relationships rooted in trust. Backed by a skilled team, he’s committed to delivering expert advice, seamless service, and tailored insurance that truly protects what matters most.
Charmaine Thompson
Meet Charmaine — a seasoned insurance expert with over 25 years of experience as both an insurer and a broker. Her deep industry knowledge and client-first approach ensure tailored coverage, competitive rates, and expert guidance through every step, from underwriting to claims. Clients trust Charmaine for her attention to detail, strong insurer relationships, and commitment to personalized service.
Alexa Young, CA
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